Products and Services

There are many financial products in the market, and so choosing the ones that best meet an individual client’s needs can be complicated.  Informed decisions about the products in any portfolio are best made after an assessment of individual needs. After meeting to do this, you are better informed when the time comes to choose from a comprehensive suite of products and services and select those that address your unique situation.

Products and services include

Investment products:

• Common & Preferred Shares
• Corporate and Government Bonds
• Mutual Funds
• Guaranteed Investment Certificates (GICs)
• Exchange Traded Funds
• Structured Products

Insurance products:

• Insurance Needs Analysis and Risk Management
• Segregated Funds
• Annuities
• Disability Insurance
• Critical Illness Insurance
• Life Insurance
• Health and Dental Insurance

Financial planning services we offer:

• Detailed Comprehensive Financial Planning
• Budgeting and Cash Flow Management
• Banking Solutions
• RRSP Loans
• Investment Loans
• Individual Pension Plans for Owner-Managers

Investment accounts and plans we offer:

• Non Registered Individual and Joint Investment Accounts
• Margin Accounts
• Education Planning - RESP's and In-Trust Accounts
• Tax Free Savings Accounts (TFSA)
• DRIP's - Dividend Reinvestment Plans
• Pre-Retirement Planning - RRSP’s/Spousal RRSP's
• Post-Retirement Planning - RRIF’s/LRIF's/LIF's/LIRA's/LRSP's
• Corporate Investment Accounts
• Estate Accounts
• Managed Accounts
• Fee for Service Accounts

Securities are offered through Manulife Securities Incorporated.
Mutual Funds are offered through Manulife Securities Investment Services Inc./Manulife Securities Incorporated.
Insurance products and services may be offered through Manulife Securities Insurance Inc.